FrontMatter -- Acknowledgments -- Contents -- Summary -- 1 The National Flood Insurance Program and the Need for Accurate Rates -- 2 NFIP Procedures for Analyzing Flood Hazard and Calculating Insurance Rates -- 3 Methods for Assessing Flood Risk -- 4 Factors That Affect Risk-Based Premiums for Negatively Elevated Structures -- 5 Alternative Approaches and Implementation -- References -- Appendix A: Biographical Sketches of Committee Members -- Appendix B: Glossary -- Appendix C: Acronyms and Abbreviations.