Preliminaries -- Contents -- 1 Introduction -- 2 What Students Learn and Don't Learn in School -- 3 The Basics -- 4 Saving and Investing -- 5 The Cost of College -- 6 A Budget Your Friend for Life -- 7 Consumerism and Saving Opposing Forces -- 8 Strategies that Make Sense -- 9 In Over Your Head -- 10 Conclusion -- Appendix A Glossary -- Appendix B Resource Guide -- Appendix C State Resources -- Appendix D School Curricula on Financial Management Lesson Plans and Worksheets -- Appendix E 66 Ways to Save Money -- Appendix F Important Forms -- Index.