How to Speak Money: Becoming Fluent in the World's Most Important Language -- Contents -- Acknowledgments -- Introduction -- Chapter 1: The Big Picture -- Money is Everywhere -- Understanding Money -- Where are You? -- Getting to Where You Want to Go -- Getting Started -- The Key to Wealth: Live Below Your Means -- Change with the Times -- It's Up to You -- Different Strokes, Different Folks -- Making Your Plan -- Chapter 2: We Fight About Money, Too -- A Failure to Communicate -- How Do You Have a Difficult Conversation? -- Chapter 3: Gendernomics -- Shifting Roles -- Are You Sure We're Talking about the Same Thing? -- Why Do Smart People Buy Stupid Things? -- Women and Investing -- Gendernomics in the Workplace -- Chapter 4: Speaking Money around the World -- A Brief History -- Climbing Up the Ladder -- A Fish Story -- Globalization: Good or Bad? -- What Goes Around Comes Around -- Who's Zooming Who? -- Chapter 5: Speaking Money at Work -- Speak STEM -- Dirty Jobs -- Green Jobs -- Women and Work -- Getting a Job -- The Long-Term Unemployed -- You Wanna Start Something? -- Not-So-Happy Campers -- Chapter 6: Speaking Money on Campus -- High School Then, College Today -- A College Degree Never Hurt Anyone -- The Future Starts in Grade School -- Education for Life -- How Should You Look at College? -- Thinking of Changing Fields? -- Chapter 7: Speaking Money in the Market -- Cash Equivalents -- Let's Speak Bonds -- Price versus Yield -- The World of Stocks -- International Investing -- Stepping into the Market -- Mutual Funds -- Index Funds -- Exchange Traded Funds (ETFs) -- Do Your Homework! -- Chapter 8: Speaking Money to Investment Principles -- Principle 1: There Is a Direct Relationship between Risk and Return -- Principle 2: Time Is Your Friend -- Principle 3: Diversification Lowers Your Risk and Improves Your Return.

Asset Allocation: The Key to Results -- Chapter 9: Speaking Money in Your Own Portfolio -- Your Investment Questionnaire -- Your Model Portfolios -- The Importance of Rebalancing -- Financial Advisors-Yes or No? -- Chapter 10: Speaking Money on the Home Front -- Buying a Home -- Rent versus Buy: One Man's Story -- What If You're Selling? -- When Is the Best Time to Buy? -- Chapter 11: Speaking Money on Budget -- Software Makes Budgeting Easier -- Here Comes the Rain -- What Does It Cost to Live? -- Getting Out of Debt -- Chapter 12: Speaking Money in Retirement -- The Historical Perspective -- Retirement Is Expensive -- Programs to Fund Your Retirement -- Play a Waiting Game -- Social Security: The Nation's Safety Net -- Summing It Up -- Living your Golden Years -- Afterword -- Bibliography -- About the Authors -- Index.