Cover -- About the Author -- Copyright -- Title -- Contents -- Acknowledgments -- Photo Credits -- Introduction -- Disclaimer -- INTRODUCTION -- History of Money, Banks, and Saving -- History of Credit Cards -- Our Financial Mindset -- Blogs -- BASIC BANKING -- Banks -- Credit Unions -- Managing Your Account -- Online Banking -- Paying Bills Online -- Phishing and Other Online Scams -- Personal Finance Software -- SAVINGS AND INVESTMENTS -- Overview -- Stocks -- Investors -- Investing for Retirement -- Market Timing, Technical Analysis, and Fundamental Analysis -- Buying Stocks -- Protecting Yourself from Fraud -- Analyzing Stocks -- Helpful Financial Websites -- Bonds -- Mutual Funds -- Individual Retirement Accounts -- Investing in Gold -- Investing in Real Estate -- Selling Your House -- Financial Planners and Investment Advisors -- INSURANCE -- Home Insurance -- Insurance for Renters -- Automobile Insurance -- Health Insurance -- Life Insurance -- Small Business Insurance -- TAXES -- Federal Taxes -- Accountants and Tax Payers -- IRS Audits -- State Taxes -- Local and City Taxes -- LOANS -- Paying for Houses -- Home Equity Loans -- Reverse Mortgages -- Car Loans, Leasing, and Buying -- Paying for Education -- Loans for Small Businesses -- Loans for Vacations and Paying Off Loans -- PLANNING AHEAD -- Saving for Retirement -- Saving for Education -- Caring for Aging Parents -- SURVIVING FINANCIAL CRISES -- Overview -- Identity Theft -- Protecting Your Privacy on the Internet -- Bankruptcy -- Divorce -- Death of a Spouse -- Wills and Trusts -- Getting Out of Debt -- Retaining Financial Records -- BUDGETING EXPENSES -- Living within Your Means -- Creating a Budget -- Cutting Expenses -- Teaching Your Children about Finances -- Interesting Facts and Trends -- CREDIT CARD -- Finance Rates, Interest Rates, Introductory Rates.

Eliminating Credit Card Debt -- Debit Cards, ATM Cards and Pre-paid Credit Cards -- Credit Counseling -- Debt Consolidation -- APPENDIX I: REAL ESTATE TIPS -- APPENDIX II: STARTING A BUSINESS PLAN -- APPENDIX III: COLLEGE COST TRENDS -- APPENDIX IV: GOVERNMENT RESOURCES -- GLOSSARY -- INDEX.