Contents -- Figures -- Preface to the Paperback Edition -- Housing Finance, Ideology, and the Rise of High-Risk Mortgage Markets -- U.S. Mortgage Market Development and Federal Policy to the Early 1990s -- Mortgage Market Disparities and the Dual Regulatory System in the Twentieth Century -- The High-Risk Revolution -- Mortgage Market Breakdown -- The Economic and Social Costs of High-Risk Mortgage Lending -- High-Risk Lending and Public Policy, 1995-2008 -- References -- Index -- Author Biography.