Contents -- List of Illustrations -- List of Tables -- Preface -- Chapter 1: Americans in Financial Crisis -- Chapter 2: Middle-Class and Broke: The Demography of Bankruptcy -- Chapter 3: Unemployed or Underemployed -- Chapter 4: Credit Cards -- Chapter 5: Sickness and Injury -- Chapter 6: Divorce -- Chapter 7: Housing -- Chapter 8: The Middle Class in Debt -- Appendix 1: Data Used in This Study -- Appendix 2: Other Published Studies -- Notes -- Index.