Title Page -- Copyright -- Table of Contents -- Dedication -- Acknowledgments -- About the Author -- About the Website -- Introduction: A Few Numbers Can Crack the Code -- Part One: How Bank Credit Drives Economics (Not the Other Way Around) and Why -- Chapter 1: A Few Simple Concepts That Anyone Can Understand -- The Error of Our Ways -- The Mechanics of Economics -- Economic Blinders -- The Corporate Example -- Painful Reality -- How Political Chaos Is Created from Runaway Greed -- Tangible Leverage Is the Other Vitally Important Factor -- When Debt Becomes a Dirty and Dangerous Word -- European Bank Woes -- Following the Numbers -- Chapter 2: Differences between Liquidity and Solvency Are Thin -- Current Account versus LDR -- Bad Credit Karma -- The "Good" Banks -- A Wellspring of Debt -- Lessons in Asia -- Chapter 3: Anatomy of a Credit Crisis and Examples in the Real World -- Capital Cycles -- The Winners after a Crisis -- The Absurdity of Wholesale Lending: This Is a B-A-D Business -- Part Two: I Am From the Government, and I Am Here to Help Your Broken Banking System -- Chapter 4: Socialization of Debt after Mismanagement by Bankers (or, Why Keynesian Economics Doesn't Work) -- Thailand -- The United States: In Many Ways, a Carbon Copy of Thailand -- Spain and Ireland: The Most Extreme Examples of Irresponsible Lending in Modern History -- The United Kingdom -- Indonesia -- Conclusion -- Chapter 5: Why Capitalist Bankers Create Soviet Banking Models When the Going Gets Rough -- Basel I: The Japanese Financial M&A Boom and Bust -- Basel II: The Rise of the AAA-Rated CDO Boom and Bust -- Basel III: The Rise of the Government Debt Boom and Bust? -- Chapter 6: Central Banks Are Carrying the Greatest Load and Will Dominate Outcomes -- Why Have Central Banks Become So Involved in the Solution of the Global Financial Crisis?.

Chapter 7: How Bankers and Policy Rescuers Affect Stocks, Foreign Exchange, and Property -- LDRs and Determining Currency Values -- The Best Indicator for Value for Financials -- What about ROE as a Measure in Itself? -- As with All Living Corporations, Return on Capital Is Everything -- Part Three: Interlude -- Chapter 8: Why Government and Institutions Get Suckered into Debt Binges -- Why Are We Comfortable Crawling into Bubbles and Staying There Despite Dangers? -- Human Folly: Believing in Something Is Better than Believing in Nothing, and Injustice Is Better than Disorder -- 11 Rules To Avoid Getting Pulled into a Bubble -- Conclusion: Cassandras must replace delusions with a new vision -- Part Four: The Revolution in Financial Architecture -- Chapter 9: Why Is This Revolution Happening Now and Why So Fast? -- Do Banks Have the DNA To Change? -- Technology Is Advancing while Banks Deal with the DA -- Emergence of New and Big Players like BlackRock, Alibaba, and Blackstone -- Telecom Companies Now See Revenue in Banking -- Legal Issues: The Sheriff and the DA Are After Banks for at least 20 Economic Crimes -- Have Banks Lost the Goodwill of the Regulator? -- The Tax Man -- Rules on Subsidiaries around the Globe -- Leftover Derivatives from the Global Financial Crisis -- Chapter 10: The Revolution in Alternative Investments -- Private Equity: Much Dynamic Activity To Replace Businesses That Banks Exited -- Hedge Funds Are Backing Technology and Have Abandoned Banks -- Sovereign Wealth Funds -- Chapter 11: The Revolution in Big Data and SME Lending in the Emerging World -- What Happens When Sales and Research Can't Be Paid for Access or IPO Research? -- After the Regulators, New Technology Is Leading to End Times for High-Touch Banking -- Crowdfunding Is Threatening Traditional Lending -- The Jewel in the Crown for Financial Technology: SME Lending.

Big Data, Crowdfunding, and the SME: The Magic Formula -- Examples: Bringing Together the Data To Create New Opportunities and Reliable Credit Ratings -- Payment Systems -- Chapter 12: Banking and Analytics-The PayPal Gang, Palantir versus Alibaba, and Hundsun -- The PayPal Gang Summit: Big Data, Research, Credit Ratings, and Cybersecurity -- Alibaba's Cloud Business: The Future of Banking -- AliCloud and Hundsun: The Mother Lode of All Financial Data -- Hundsun: A Vast Array of Information on Financial Services -- Final Analysis: There is No Such Thing as Private Information for Anyone -- Appendix -- Bibliography -- Index -- End User License Agreement.