John Harmon returns to England as his father's heir. Believed drowned under suspicious circumstances--a situation convenient to his wish for anonymity--John evaluates Bella Wilfer whom he must marry to secure his inheritance. The story is filled with colorful Victorian characters and incidents -- the faded aristocrats and parvenus gathered at the Veneering's dinner table, Betty Higden and her terror of the workhouse and the greedy plottings of Silas Wegg.