Figures -- Photos -- Glossary -- Abbreviations -- Acknowledgements -- 1 Introduction -- Questions -- Politics -- Financial mutuals in brief -- Studying townships -- Outline -- 2 The (post)colonial economy and social relations -- Introduction -- Earning money -- Changing kinship authorities -- Migrant men of one home -- Female neighbours -- Conclusion -- 3 The economy of development and social relations -- Introduction -- The development dream -- Development policy -- The project committee -- The opposition -- A new opposition -- Conclusion -- 4 Creating mutuals: Reluctant solidarity -- Introduction -- Exclusive values -- Poor reputations -- Noparuru: A poor reputation -- Conclusion -- 5 Maintaining mutuals: Hope for islands of trust -- Introduction -- Masifunde -- Containing risk -- Co-operation without trust -- Conclusion -- 6 Spending money: Consumption, friendship and friction -- Introduction -- Status and conflict -- Zolani club: The price of a bed -- Linda's birthday -- Conclusion -- 7 Conclusion -- Transformations -- Ambivalence -- Experience as methodology -- References -- Index.