Preface -- 1 - The Economics of Consumer Credit Demand and Supply -- 2 - Consumer Credit Markets in the United States and Europe -- 3 - Household Debt Demand and Supply: A Cross-Country Comparison -- 4 - Regulation, Formal and Informal Enforcement, and the Development of the Household Loan Market: Lessons from Italy -- 5 - Housing Wealth and the Accumulation of Financial Debt: Evidence from U.K. Households -- 6 - Credit Cards: Facts and Theories -- 7 - Bankruptcy and Consumer Behavior: Theory and U.S. Evidence -- 8 - The Evolution of the Credit Counseling Industry in the United States -- 9 - Development and Regulation of Consumer Credit Reporting in the United States -- 10 - The Role and Effects of Credit Information Sharing -- Contributors -- Index.