Contents -- Foreword -- Preface -- Acknowlegments -- Part I. Introduction -- Opening Address -- Views from the Private Sector -- Keynote Address -- Part II. The National Policy Process -- Formulating a National Policy for Small Enterprise: the Kenyan Experience -- The Role of the National Small Business Advisory Group in Promoting Small-Scale Enterprises in Zimbabwe -- Creating a Private-Sector Environment in Togo -- Part III. Regulatory Reform -- How the Legal, Regulatory, and Tax Framework Affects the Dynamics of Enterprise Growth -- Creating an Enabling Environment for the Development of Small-Scale Enterprise through Tax Reform: the Case of Uganda, 1986-1993 -- Regulatory Restrictions and Competition in Formal and Informal Urban Manufacturing in Burkina Faso -- Part IV. Financial Services -- Obstacles to Financial Innovation for Small Business Development in the Formal and Informal Private Sectors: Case Studies from the West African Monetary Union -- Change Agents in the Development of Financial Services for Small-Scale Enterprises in Ghana -- The Experience of FIDI in Developing Financial Services for Micro- and Small Enterprises in Côte d'Ivoire -- Adapting Financial Systems to the Needs of Small-Scale Enterprises: Some Experiences from Nigeria -- The Changing Roles of Key Institutions in the Implementation of Credit Programs for Small-Scale Enterprise Development in Kenya -- Part V. Innovations for Increasing Competitiveness -- Improving Access of Small and Medium-Size Enterprises to New Technologies -- The Role of Business Associations in Increasing the Competitiveness of Small-Scale Enterprises -- Training for Entrepreneurship and Business Success in West Africa -- Effective Development of a National Apex Institution: the Case of the Malawian Entrepreneurs Development Institute.

Increasing Small-Enterprise Competitiveness in Export Markets through Consortium Marketing: an Exploratory Study -- The Private Sector as a Change Agent in the Development of Small-Scale Enterprises: Large Firm-Small Firm Linkages in Kenya -- Part VI. Conclusion -- The Other Two Thirds: a Summary of Papers, Discussions, and Closing Remarks -- Appendix 1. Conference Participants -- Appendix 2. The Committee of Donor Agencies for Small Enterprise Development -- Appendix 3. Acronyms and Abbreviations -- Bibliography.