Cover image for Banking and Finance.
Banking and Finance.
Title:
Banking and Finance.
Author:
Publishing, Britannica Educational.
ISBN:
9781615308958
Edition:
1st ed.
Physical Description:
1 online resource (130 pages)
Series:
Economics: Taking the Mystery Out of Money
Contents:
Cover -- Half Title -- Title -- Copyright -- Contents -- Introduction -- Chapter 1: Principles of Banking -- Types of Banks -- Finance Company -- Bank Money -- Bank Loans -- Chapter 2: Historical Development -- Early European Banking -- Specialization -- The Development of Banknotes -- Law of Large Numbers -- Chapter 3: Commercial Banking -- Assets -- Asset Management -- Treasury Bill -- Liability and Risk Management -- The Role of Bank Capital -- Chapter 4: Regulation of Commercial Banks -- Entry, Branching, and Financial-Services Restrictions -- Interest Rate Controls -- Mandatory Cash Reserves -- Capital Standards -- Nationalization -- Deposit Insurance -- Rationale for Deposit Insurance -- Panic -- How Deposit Insurance Works -- Origins of Deposit Insurance -- Chapter 5: Central Banking -- Origins of Central Banking -- Modern Developments -- Influence of Central Banks -- Monetary Control -- Open-Market Operations -- Money Supply -- Minimum Reserve Requirements -- The Discount Rate -- Inflation Targets -- Influence on Market Rates of Interest -- "Last Resort" Lending -- Major Central Banks -- Federal Reserve System -- Bank of England -- Banque de France -- Chapter 6: World Bank -- Origins -- Robert McNamara -- Organization -- Debt and Policy Reform -- Chapter 7: Business Finance: The Short Term -- Financial Planning and Control -- Financial Ratio Analysis -- Profit Planning -- Financial Forecasting -- Budgeting -- The Cash Budget -- Accounts Receivable -- Credit Bureau -- Inventories -- Short-Term Financing -- Trade Credit -- Commercial Bank Loans -- Commercial Paper -- Secured Loans -- Intermediate-Term Financing -- Term Loans -- Conditional Sales Contracts -- Lease Financing -- Chapter 8: Business Finance: The Long Term -- Long-Term Debt -- Stock -- Earnings and Dividend Policies -- Stock Option -- Convertible Bonds and Stock Warrants.

Mergers and Reoganization -- Conclusion -- Glossary -- Bibliography -- Index -- Back Cover.
Abstract:
Banks and businesses today often deal with so many different operations, it may be seem difficult to see the purpose of each and how they relate to each other or how they relate to our daily lives. Like individuals, businesses rely on banks, and when banks are not practical, they find other means for financing, or raising and managing funds. Readers examine the role of banks and the process of business financing as insightful text breaks down such terms as interest rate, capital, dividend, and much more.
Local Note:
Electronic reproduction. Ann Arbor, Michigan : ProQuest Ebook Central, 2017. Available via World Wide Web. Access may be limited to ProQuest Ebook Central affiliated libraries.
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