Contents -- Introduction -- 1. Change in the Financial Service Sector - Challenges and Effects -- Money Laundering Regulatory and Compliance Regimes, By Martin Cheek -- ETFS: What is the Price of Admission? By Dayna Goodwin and Dr. Nouriel Roubini -- Online Document Storage and Delivery Services: The Financial Services Context, By Ben Martin -- Sentiment Trading - Paradigm-Shift for Intraday Traders, By Stefan Nann and Jonas Krauss -- The Story of Oanda: Building a Company in the Finance Industry, By Richard Olsen -- Recovering Lost Trust, By Paul D. Stallard -- 2. The Digital Revolution and its Effect on Financial Services Distribution and Communication -- The Fourfold Revolution in Financial Services, By Scott Bales -- Risk and Opportunity in the Digital Revolution, By Alan Boyce -- Preparing For Digital Disaster - Invisble Risk With Catastrophic Implications, By John Duncalf and David Coverdale -- Next Generation Hedge Funds, By Dominic Heyden, Alexander Surminski and Philipp Doering -- The Future of Finance is Social, By Alon Levitan -- Crowdfunding: A Findamental Change in Investing, By Zack Miller -- 3. New Financial Business Models that Empower Consumers -- Intelligent Index Engineering: A New Way of Presenting Active Asset Allocation Strategies, By Dr Steven J. Bates -- The Networked Bank, By John Egan -- The Next Generation Finance Megatrend, By Robert Lempka, Thomas Winkler and Marc P. Bernegger -- Financial Repression - Is Someone Batting For You? By Akshay Kapoor and Sarah Brylewski -- Bitcoin - A Promise of Freedom, By Luzius Meisser -- Making Humans Happy, By Simon Rogerson -- The Future is all About the Data, By Chris Skinner.