Preface -- Table of Contents -- Section I The First Time Home Buyer -- Chapter 1: Getting Your Financial Affairs in Order -- Chapter 2: The Down Payment -- Chapter 3: Documenting Your Income -- Chapter 4: Applying for the Loan -- Chapter 5: The Thirty-Year Mortgage Loan -- Chapter 6: House Hunting -- Chapter 7: Understanding the Loan Approval Process -- Chapter 8: Ready to Close the Deal -- Section II Refinancing Your Mortgage Loan -- Chapter 1: To Refinance or Not To Refinance -- Chapter 2: Getting Your Financial Affairs in Order -- Chapter 3: Documenting Your Income -- Chapter 4: What Type of Mortgage Loan Do I Need? -- Chapter 5: Tips and Pointers -- Chapter 6: Applying for the Loan -- Chapter 7: Understanding the Loan Approval Process -- Chapter 8: Ready to Close the Loan -- Section III The Home Equity Loan ( Second Mortgages) -- Chapter 1: Why Should I Get A Second Mortgage? -- Chapter 2: Getting Your Financial Affairs in Order -- Chapter 3: Documenting Your Income -- Chapter 4: How Do I Choose the Right Loan? -- Chapter 5: Tips and Pointers -- Chapter 6: Understanding the Loan Approval Process -- Chapter 7: Ready to Close the Loan -- Section IV: The Consumer Loan -- Chapter 1: What Type of Consumer Loan is Right for Me? -- Chapter 2: Understanding the Consumer Loan Process -- Chapter 3: Other Consumer Loan Associated Products -- Chapter 4: Closing the Loan -- Section V The Five Most Common Credit Issues -- Chapter 1: Establishing Credit -- Chapter 2: Cosigning for Credit -- Chapter 3: Divorcing and How it Affects Your Credit -- Chapter 4: Overcoming Credit Problems and Re- Establishing Credit -- Chapter 5: Surviving a Bankruptcy -- Section VI Fraud -- Chapter 1: Family Fraud -- Chapter 2: Identity Theft -- Chapter 3: Preventative Measures -- Chapter 4: Important Phone Numbers and Addresses -- Section VII Glossary -- Index.