Save Big : Cut Your Top 5 Costs and Save Thousands.
Title:
Save Big : Cut Your Top 5 Costs and Save Thousands.
Author:
Leamy, Elisabeth.
ISBN:
9780470639108
Personal Author:
Edition:
1st ed.
Physical Description:
1 online resource (355 pages)
Contents:
SAVE BIG: CUT YOUR TOP 5 COSTS AND SAVE THOUSANDS! -- Contents -- Foreword -- Acknowledgments -- Introduction -- PART I: HOUSES: Home of Savings -- Chapter 1: Buy a House ASAP -- Why You Should Buy -- When to Buy -- Chapter 2: How Much Should You Spend? -- Figuring Out What You Can Afford -- A Better Way -- Don't Stretch for a House -- Chapter 3: Doing the Deal -- Saving Big on Real Estate Agents' Fees -- The All-Important Offer -- Chapter 4: Getting a Good Mortgage -- Picking the Right Mortgage Product -- FHA Loans -- Moving Parts of a Mortgage -- Chapter 5: Choosing a Mortgage Professional -- Get Three Good Faith Estimates -- How Mortgage Brokers and Bankers Make Money -- How to Compare Good Faith Estimates -- Chapter 6: Cut Your Closing Costs -- Lender Charges -- Title Charges -- Government Charges -- Going to Closing -- Chapter 7: Appeal Your Property Taxes -- Look for the Opportunity to SAVE BIG -- Understanding Property Taxes -- Appealing Your Tax Assessment -- Results That Last Years -- Chapter 8: When to Refinance -- Should You Refinance? -- Reduce More Than Just the Rate -- Refinancing Fees -- Chapter 9: Pay Off Your Mortgage Early -- A Guaranteed Gain -- Silencing the Naysayers -- Where's the Money Going to Come From? -- The Logistics of Prepaying Your Mortgage -- Chapter 10: Sell Your House Yourself -- It's the Price, Stupid -- Underpricing Your FSBO -- Agents Welcome -- Negotiating the Deal -- If All Else Fails -- PART II: CARS: The Cheaper Road -- Chapter 11: What to Buy -- Never Buy a New Car -- Always Buy a Used Car -- Save Even More: Dark Horse Vehicles -- Chapter 12: What Can You Afford? -- Cash Is King -- Make Loans Short and Sweet -- What Can You Afford If You Finance? -- Shop for Outside Financing First -- Chapter 13: Where to Buy a Car -- Getting a Used Car Fast -- Getting a Used Car for Less.
Chapter 14: Choosing a Reliable Car -- Narrowing It Down -- The Number One Consumer Myth of All Time -- Checking It Out -- Chapter 15: Bargaining for the Best Price -- Research Pricing -- How to Haggle -- Closing the Deal -- Real Results -- Chapter 16: Make Your Car Last -- Repair or Replace -- Finding a Great Mechanic -- The Estimate -- Two Ways Not to Pay -- Secret Warranties -- Chapter 17: Car Insurance for Less -- You'd Better Shop Around -- Change Your Coverage -- Diminished Value -- PART III: CREDIT: Loans for Less -- Chapter 18: Protecting Your Credit Reports -- What Is a Credit Report, Really? -- Getting Your Credit Report -- Lies, Damn Lies -- Disputing Errors -- Why You Should Fight -- Protecting Your File Going Forward -- Chapter 19: Understanding Your Credit Score -- How Does a Report Become a Score? -- How Is Your Credit Score Calculated? -- FICO versus Fako Scores -- How Do I Get My Score? -- Why Does Your Score Matter? -- Chapter 20: Raising Your Credit Score -- The Fundamentals -- Flashy Moves -- Hired Help: Rapid Rescoring -- The Power of 100 Points -- Chapter 21: Cut Credit Card Debt -- The Minimum Payment Mess -- Old-Fashioned Discipline -- Newfangled Strategies -- PART IV: GROCERIES: Guerrilla Grocery Shopping -- Chapter 22: Price Matching -- How to Price-Match -- An Easier Way to Price-Match -- Price Matching to the Rescue -- How Much Can You Save? -- Chapter 23: Stockpiling -- Know the Cost -- Let Somebody Else Do the Work -- Learn to See Sales Coming -- Practical Considerations -- Stockpile of Savings -- Chapter 24: Creative Couponing -- Clicking Not Clipping -- Coupon Combos -- Coupon Combo Coaching -- How BIG Are Our SAVINGS? -- Chapter 25: Wild Cards -- Grocery Buying Clubs -- Grocery Auctions -- Couch Potato Shopping -- PART V: HEALTHCARE Curing High Costs -- Chapter 26: Choosing a Health Insurance Plan.
Raise Your Deductible -- Pay As You Go -- If You're Uninsured -- Chapter 27: Negotiating with Your Doctor -- Approaching Your Doctor -- Paying the Medicare Rate -- Paying the Insurance Company Rate -- Ask for a Payment Plan -- Chapter 28: Picking Your Prescriptions -- What Medications to Take -- Where to Get Your Medications -- Pharmaceutical Assistance Programs -- Medical Tests Are Prescriptions, Too! -- Chapter 29: Haggling with Hospitals -- Before You Go -- While You're There -- Hospital Billing Errors -- Fighting Back -- Conclusion -- Index.
Abstract:
Good Morning America correspondent and ABC News columnist revealstips for achieving unbelievable savings In this battered economy, saving money matters more to consumersthan ever before. But most people are tired of hearing about allthe small stuff, like skipping their morning latte. They triedthat, and it didn't work. Americans want fresh, bold ideas andSave Big: Cut Your Top 5 Costs and Save Thousands has them.In fresh, engaging prose, Elisabeth Leamy shows consumers how tosave big on life's most important and costly items. Filled withactionable advice and the insider secrets readers are hungeringfor, Save Big Details how to save a lot of money on a few things rather thanmerely saving a little on a bunch of small itemsReveals the keys to saving money and the challenges consumersfaceEducates consumers on how to save thousands on the five thingsmost people spend the most money on: houses, cars, credit,groceries, and healthcare After the turbulent economic events of the recent past, more andmore consumers are focusing on budgeting and creative ways to savemoney. Save Big can help.
Local Note:
Electronic reproduction. Ann Arbor, Michigan : ProQuest Ebook Central, 2017. Available via World Wide Web. Access may be limited to ProQuest Ebook Central affiliated libraries.
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Electronic Access:
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