In Social Security for Decision Makers - Charting Your Course to Retirement , Peter Murphy provides his readers with the necessary information to make optimal Social Security benefit decisions. Social Security is one of the biggest pieces of the retirement puzzle, making up 40% of the average retiree's income. Since it's such an important component of retirement, deciding when to start collecting Social Security is critically important. Uniformed choices as well as lack of spousal, ex-spousal, or survivor benefit coordination could end up costing you more than a hundred thousand dollars over a lifetime. With Murphy's help you can avoid these common mistakes and have a safe trip towards retirement. Whether you are married, divorced, single, or a survivor, Murphy's humorous, simple approach to Social Security will help you make better financial decisions for your future.