Contents -- Preface -- Chapter 1 Creative Destruction Benton E. Gup -- Chapter 2 The Future of Banking in Developed and Less Developed Countries Steven A. Seelig -- Chapter 3 The Future of Banking: A Global Perspective Ian R. Harper and Tom C. H. Chan -- Chapter 4 A History of the Future of Banking: Predictions and Outcomes Maria Gloria Cobas, Larry R. Mote, and James A. Wilcox -- Chapter 5 Financial Modernization under the Gramm- Leach- Bliley Act: Back to the Future Bernard Shull -- Chapter 6 Restructuring the Federal Safety Net after Gramm- Leach- Bliley Arthur E. Wilmarth, Jr. -- Chapter 7 Electronic Banking Benton E. Gup -- Chapter 8 The New Institutional Structure of Banking: A Framework for Survival in the Digital Age Susan Hine and Ronnie J. Phillips -- Chapter 9 Deregulation, the Internet, and the Competitive Viability of Large Banks and Community Banks Robert DeYoung and William C. Hunter -- Chapter 10 The Future of Relationship Lending Allen N. Berger and Gregory F. Udell -- Chapter 11 Lessons from a Bank Profitability Study for the Future of Banking Horst Gischer and D. Johannes Ju ̈ttner -- Chapter 12 Strategic Alliances: An Alternative to Mergers Benton E. Gup and Louis Marino -- Chapter 13 The Future of Banking at Synovus Financial Corporation Richard Anthony -- Chapter 14 The Future of Swiss Banking Teodoro D. Cocca and Peter Csoport -- Chapter 15 Microcredit for the Poorest Countries Kiyoshi Abe -- Chapter 16 The Future of European Stock Exchanges Jean- Pierre Paelinck -- Index -- About the Contributors.