Cover -- Title Page -- Copyright -- Dedication -- Contents -- Acknowledgments -- Introduction -- Part One: Where We Stand -- Chapter 1: Getting a Handle on Your Big Picture -- Part Two: The Five Steps -- Chapter 2: Step One: Adapt Your Banking and Borrowing -- Chapter 3: Step Two: Fix Your Credit and Debt -- Chapter 4: Step Three: Protect Your Savings, Investments, and Retirement -- Chapter 5: Step Four: Decide If Homeownership Is Right for You -- Chapter 6: Step Five: Spend Less and Earn More -- Part Three: Moving Forward -- Chapter 7: Getting the Help You Need -- Chapter 8: Paying It Forward: Education, Training, and Your Future Prosperity -- Conclusion -- Index.